Farm Labor Contractor Practice Test

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Prepare for the Farm Labor Contractor Test with comprehensive flashcards and multiple choice questions, each featuring helpful hints and explanations. Ensure you're exam ready!

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What is the minimum coverage for personal injury for a day hauler carrying 15 or fewer passengers?

$1 million
$2 million
$1.5 million
$5 million

The correct answer is: $1.5 million

The minimum coverage for personal injury for a day hauler carrying 15 or fewer passengers is typically set at $1.5 million. This amount is established to provide adequate financial protection for compensating individuals injured in an accident involving a day hauler, which can include medical expenses, lost wages, and other damages. Having this level of coverage ensures that in the event of an accident, the financial obligations to injured parties can be met, minimizing the risk of liability issues for the contractor. Other options provided, while higher, address scenarios that may apply to larger vehicles or different types of transport services, but for a day hauler specifically, the $1.5 million threshold is designed to balance the risk and the operational capacity of the vehicle in question.