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Who should all injuries be reported to, and within how many days?

  1. Employer within two days

  2. Workers' compensation insurance carrier within five days

  3. OSHA within ten days

  4. No reporting is necessary

The correct answer is: Workers' compensation insurance carrier within five days

Injuries in the workplace should be reported to the workers' compensation insurance carrier within a specified timeframe to ensure that claims can be processed efficiently and that injured workers receive the necessary benefits. Reporting within five days is critical because it allows for timely intervention in support of the injured party, helping them access medical care, wage loss benefits, and any other necessary support related to their injury. While employers are typically notified about workplace injuries, the primary obligation for reporting often lies with the workers' compensation insurance carrier as they manage claims and disbursements. Timely reporting to the carrier ensures compliance with legal requirements and helps in tracking workplace safety trends, which can ultimately lead to improved safety practices.